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​Better Than Market

How do Port-sponsored healthcare offerings compare to other employers in the Puget Sound region? Use the charts below to help you decide.

Note: The charts below are based on premiums for employees who have earned their Wellness Reward.

Cigna Deductible

2016 Market ​2016
Plan
​2017
Plan
​Individual Deductible ​$500 ​$400 ​$400
​Family Deductible ​$1,250 ​$1,200 ​$1,200
​Individual OOP Max ​$2,500 ​$1,800 ​$1,800
​Family OOP Max $​6,000 ​$5,400 ​$5,400
Individual Premium Share​ ​9.6% ​5% ​5%
​Family Premium Share ​27.6% ​15% ​15%
​Coinsurance ​20% ​20% ​20%
​Pharmacy Generic ​$10 $5 ​$5
​Pharmacy Brand (Preferred) ​$30 ​$35 ​$35
​Pharmacy Brand (Non-preferred) ​$40 ​$50 ​$50

Cigna High Deductible Health Plan

2016 Market ​2016
Plan
​2017
Plan
​Individual Deductible ​$1,500 ​$1,400 ​$1,400
​Family Deductible ​$3,000 ​$2,800 ​$2,800
​Individual OOP Max ​$3,500 ​$3,000 ​$3,000
​Family OOP Max $​7,750 ​$6,000 ​$6,000
Individual Premium Share​ ​0.0% ​0.0% ​0.0%
​Family Premium Share ​44.1% ​5.0% ​5.0%
​Coinsurance ​20% ​20% ​20%
​Pharmacy Generic ​$10 20%* ​20%
​Pharmacy Brand (Preferred) ​$30 ​20% ​20%
​Pharmacy Brand (Non-preferred) ​$40 ​20% ​20%
* Waived for certain generic preventive medications

Group Health

2016 Market ​2016
Plan
​2017
Plan
​Individual Deductible ​$350 ​$0 ​$400
​Family Deductible ​$1,025 ​$0 ​$200
​Individual OOP Max ​$2,000 ​$1,500 ​$1,800
​Family OOP Max $​5,250 ​$3,000 ​$5,400
Individual Premium Share​ ​15.5% ​5% ​5%
​Family Premium Share ​43.8% ​15% ​15%
​Coinsurance Insuff. Data ​20% ​20%
​Pharmacy Generic ​$10 $15 ​$15
​Pharmacy Brand (Preferred) ​$25 ​$30 ​$30

Dental

2016 Market ​2016
Plan
​2017
Plan
​Deductible ​$50 ​$0 ​$0
​Annual Maximum ​$2,000 ​$2,000 ​$2,000
Orthodontic Maximum ​$2,000 ​$1,500 ​$1,500
Individual Premium Share​ ​0.0% ​1.6% 1.6%
​Family Premium Share ​56.7% ​7.5% ​7.5%