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Port of Seattle Medical Plan Employee Premium Share Rates

The HDHP and Deductible Plan are self-insured plans. This means that the money you contribute by payroll deduction and the amount the Port contributes on behalf of each enrolled member is used to pay for incurred claims. This money is deposited into a Port bank account. Each week, Aetna will total up the claims they have paid and they send an invoice to the Port. The Port then makes payment from its bank account. The manner in which enrolled members use healthcare services directly impacts the rates you pay.

The Kaiser Permanente Core plan is a fully-insured plan. This means that Kaiser Permanente determines a monthly premium amount that is paid by both employees and the Port. The collected premiums are paid to Kaiser Permanent each month, and Kaiser Permanente uses this money to manage care and receives no more or less until the next contract period when premiums can be adjusted.  

Try the new medical plan comparison tool for a rough estimate of what out-of-pocket costs you might pay under each plan.

 

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2018 with Wellness Reward Incentive

Employee Cost per Month Employee Cost per Month Employee Cost per Pay Period Port Cost per Month Total Cost per Month
AETNA DEDUCTIBLE
Employee Only $38.76 $19.38 $736.34 $775.10
Employee & Spouse/Partner 230.22 115.11 1,304.48 1,534.70
Employee & Child(ren) 203.46 101.73 1,152.97 1,356.43
Couple & Child(ren) 317.40 158.70 1,798.63 2,116.03
AETNA HIGH DEDUCTIBLE HEALTH PLAN*
Employee Only $0.00 $0.00 $673.09 $673.09
Employee & Spouse/Partner 66.64 33.32 1,266.07 1,332.71
Employee & Child(ren) 58.90 29.45 1,119.01 1,177.91
Couple & Child(ren) 91.88 45.94 1,745.65 1,837.53
KAISER PERMANENTE HMO
Employee Only $29.66 $14.83 $563.37 $593.03
Employee & Spouse/Partner 177.08 88.54 1003.43 1,180.51
Employee & Child(ren) 165.64 82.82 938.64 1,104.28
Couple & Child(ren) 254.88 127.44 1,444.29 1,699.17
*Aetna HDHP members who complete the annual Wellness Program receive a $500 (employee only) or $1,000 (employee & family) HSA contribution.

2018 without Wellness Reward Incentive

Employee Cost per Month Employee Cost per Month Employee Cost per Pay Period Port Cost per Month Total Cost per Month
AETNA DEDUCTIBLE
Employee Only $116.28 $58.14 $658.82 $775.10
Employee & Spouse/Partner 368.34 184.17 1,166.36 1,534.70
Employee & Child(ren) 325.56 162.78 1,030.87 1,356.43
Couple & Child(ren) 507.86 253.93 1,608.17 2,116.03
AETNA HIGH DEDUCTIBLE HEALTH PLAN*
Employee Only $0.00 $0.00 $673.09 $673.09
Employee & Spouse/Partner 66.64 33.32 1,266.07 1,332.71
Employee & Child(ren) 58.90 29.45 1,119.01 1,177.91
Couple & Child(ren) 91.88 45.94 1,745.65 1,837.53
KAISER PERMANENTE HM
Employee Only $88.96 $44.48 $504.07 $593.03
Employee & Spouse/Partner 283.32 141.66 897.19 1,180.51
Employee & Child(ren) 265.04 132.52 839.24 1,104.28
Couple & Child(ren) 407.80 203.90 1,291.37 1,699.17

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2017 With Wellness Reward Incentive

Employee Cost per Month Employee Cost per Month Employee Cost per Pay Period Port Cost per Month Total Cost per Month
CIGNA DEDUCTIBLE
Employee Only $38.22 $19.11 $726.21 $764.43
Employee & Spouse/Partner 227.04 113.52 1,286.53 1,513.57
Employee & Child(ren) 200.66 100.33 1,137.09 1,337.75
Couple & Child(ren) 313.02 156.51 1,773.87 2,086.89
CIGNA HIGH DEDUCTIBLE HEALTH PLAN*
Employee Only $0.00 $0.00 $663.82 $663.82
Employee & Spouse/Partner 65.72 32.86 1,248.64 1,314.36
Employee & Child(ren) 58.08 29.04 1,103.61 1,161.69
Couple & Child(ren) 90.60 45.30 1,721.63 1,812.23
KAISER PERMANENTE (FORMERLY GROUP HEALTH)
Employee Only $28.42 $14.21 $539.97 $568.39
Employee & Spouse/Partner 169.68 84.84 961.42 1,131.10
Employee & Child(ren) 158.72 79.36 899.37 1,058.09
Couple & Child(ren) 244.18 122.09 1,383.71 1,627.89
*Cigna HDHP members who complete the annual Wellness Program receive a $500 (employee only) or $1,000 (employee & family) HSA contribution.

2017 Without Wellness Reward Incentive

Employee Cost per Month Employee Cost per Month Employee Cost per Pay Period Port Cost per Month Total Cost per Month
CIGNA DEDUCTIBLE
Employee Only $114.66 $57.33 $649.77 $764.43
Employee & Spouse/Partner 363.26 181.63 1,150.31 1,513.57
Employee & Child(ren) 321.06 160.53 1,016.69 1,337.75
Couple & Child(ren) 500.86 250.43 1,586.03 2,086.89
CIGNA HIGH DEDUCTIBLE HEALTH PLAN*
Employee Only $0.00 $0.00 $663.82 663.82
Employee & Spouse/Partner 65.72 32.86 1,248.64 1,314.36
Employee & Child(ren) 58.08 29.04 1,103.61 1,161.69
Couple & Child(ren) 90.60 45.30 1,721.63 1,812.23
KAISER PERMANENTE
Employee Only $85.26 $42.63 $483.13 $568.39
Employee & Spouse/Partner 271.46 135.73 859.64 1,131.10
Employee & Child(ren) 253.94 126.97 804.15 1,058.09
Couple & Child(ren) 390.70 195.35 1,237.19 1,627.89

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2018 vs. 2017 with Wellness Reward Incentive

Employee Cost per Month 2018 2017 Change
AETNA DEDUCTIBLE
Employee Only $38.76 $38.22 $0.54
Employee & Spouse/Partner 230.22 227.04 3.18
Employee & Child(ren) 203.46 200.66 2.80
Couple & Child(ren) 317.40 313.02 4.38
AETNA HIGH DEDUCTIBLE HEALTH PLAN
Employee Only $0.00 $0.00 $0.00
Employee & Spouse/Partner 66.64 65.72 0.92
Employee & Child(ren) 58.90 58.08 0.82
Couple & Child(ren) 91.88 90.60 1.28
KAISER PERMANENTE HMO
Employee Only $29.66 $28.42 $1.24
Employee & Spouse/Partner 177.08 169.68 7.40
Employee & Child(ren) 165.64 158.72 6.92
Couple & Child(ren) 254.88 244.18 10.70

2018 vs. 2017 without Wellness Reward Incentive

Employee Cost per Month 2018 2017 Change
AETNA DEDUCTIBLE
Employee Only $116.28 $114.66 $1.62
Employee & Spouse/Partner 368.34 363.26 5.08
Employee & Child(ren) 325.56 321.06 4.50
Couple & Child(ren) 507.86 500.86 7.00
AETNA HIGH DEDUCTIBLE HEALTH PLAN
Employee Only $0.00 $0.00 $0.00
Employee & Spouse/Partner 66.64 65.72 0.92
Employee & Child(ren) 58.90 58.08 0.82
Couple & Child(ren) 91.88 90.60 1.28
KAISER PERMANENTE HMO
Employee Only $88.96 $85.26 $3.70
Employee & Spouse/Partner 283.32 271.46 11.86
Employee & Child(ren) 265.04 253.94 11.10
Couple & Child(ren) 407.80 390.70 17.10

2018 Employee Dental Rates

* No change from 2017

Employee & Spouse/Partner Employee Cost per Pay Period Employee Cost per Month Port Cost per Month Total Cost per Month
DELTA DENTAL
Employee Only $0.50 $1.00 $60.60 $61.60
Employee & Spouse/Partner 4.62 9.24 113.96 123.20
Employee & Child(ren) 3.93 7.85 96.87 104.72
Couple & Child(ren) 6.36 12.71 156.70 169.41

2017 Employee Dental Rates

Employee & Spouse/Partner Employee Cost per Pay Period Employee Cost per Month Port Cost per Month Total Cost per Month
DELTA DENTAL
Employee Only $0.50 $1.00 $60.60 $61.60
Employee & Spouse/Partner 4.62 9.24 113.96 123.20
Employee & Child(ren) 3.93 7.85 96.87 104.72
Couple & Child(ren) 6.36 12.71 156.70 169.41