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​Healthcare at the Port of Seattle

The Port's Total Rewards philosophy encourages employees to take an active role in understanding and utilizing their healthcare benefits responsibly. Coverage begins the first of the month following the date of hire. Coverage may include employees, spouses or domestic partners, and dependents up to age 26.

Healthcare coverage for employees represented by a labor union varies depending on the specific terms of the applicable collective bargaining agreement. Collective bargaining agreements are available for viewing on the Port's Labor Relations webpage.

Medical/Vision Coverage Plans
The Port sponsors a choice of three medical and vision plans, offering access to a broad network of providers in the Puget Sound region. Two plans feature moderate premiums and low deductibles, while the high deductible health plan (HDHP) has no premium for employee-only coverage and a low premium for family coverage. 
Flexible Spending Accounts (FSAs) 
The healthcare FSA covers eligible medical, dental and vision costs that are not covered by your health plan. Examples of reimbursable expenses include deductibles, copays for office visits and prescription drugs, and coinsurance. Premiums are not eligible healthcare expenses. Please note that a healthcare FSA is separate from a Dependent Care FSA (which the Port also offers). 
Health Savings Accounts (HSAs)
Health Savings Accounts, also known as HSAs, are available only to those who enroll in the high deductible health plan (HDHP). Like a Flexible Spending Account, you can use an HSA to reimburse your eligible out-of-pocket health care expenses that aren’t covered by your high-deductible health plan, like amounts you pay toward meeting the deductible, or other out-of-pocket costs. You also can use the HSA to pay for eligible health care expenses incurred by your spouse, children, or other dependents you can claim on your tax return.
 
Unlike an FSA, you cannot be reimbursed for more than you have in your account at the time. However, you can enroll, stop, increase or decrease contributions on a monthly basis. HSAs also have no limit to the amount of funds that can roll over from year to year. The money contributed into your HSA is portable, tax-free, grows tax-free through interest and potential investment earnings, and withdrawals are tax-free if they are for qualified medical expenses. For this reason, some people use HSAs to save for healthcare in retirement. 
Dental Coverage
Dental coverage for Port of Seattle employees is provided by Delta Dental for a nominal fee.
Spirit and Wellness
Port of Seattle employees may participate in an annual Wellness Rewards Program, which, among other benefits to employee health and wellbeing, offers employees reduced premium share rates or contributions to employee Health Savings Accounts.